• Growing 100% year-over-year
• Our AI product (HOAi) went from $0 to millions in months
• Backed by Cove Hill Partners and JMI Private Equity
• 6M+ doors on our platform, displacing legacy systems

Overview

Accountability Key Initiatives

• Design and maintain secure, PCI-compliant payment processing systems
• Lead technical conversations with payment processor engineering teams (Stripe, payment gateways, ACH processors)
• Establish patterns and frameworks for payment initiation, processing, and reconciliation
• Drive initiatives to improve payment success rates, reduce failed transactions, and optimize retry logic
• Implement comprehensive payment reconciliation systems to ensure transaction integrity
• Provide support for payment-related escalations from tech support
• Stay on top of current trends in payment technology and processing patterns, proposing innovative solutions to enhance our platform

• Quality code that follows established patterns and best practices
• Zero payment processing errors resulting in incorrect fund movements
• Payment success rate >98% (excluding legitimate declines)
• Payment reconciliation discrepancies resolved within 24 hours
• Proactive use of AI development tools (Cursor, Claude, Devin, etc.) to accelerate development and improve code quality
• Enthusiasm for leveraging AI to move fast and work efficiently
• Consistent velocity set by manager
• Average return rate from QA should be 2 or less

Responsibilities

• Architect, design, and develop robust, scalable, and secure payment processing systems supporting multiple payment methods (ACH, credit card, wire transfer)
• Partner with payment processors and gateways to understand API capabilities, fee structures, settlement timelines, and roadmaps
• Lead the end-to-end payment processing lifecycle from initiation through settlement and reconciliation
• Implement comprehensive payment reconciliation systems that match transactions across multiple systems (gateway, bank, internal ledger)
• Design fault-tolerant patterns for payment processing:
• Idempotent payment operations to prevent duplicate charges
• Retry logic with exponential backoff for transient failures
• Compensation/reversal patterns for failed multi-step payment workflows
• Dead letter queue handling for payment exceptions
• Implement webhooks and event-driven architecture for payment status updates
• Build monitoring and alerting systems for payment anomalies (sudden decline spikes, processing delays, settlement discrepancies)
• Implement security best practices including PCI DSS compliance, tokenization, and secure credential management
• Design and implement payment failure analysis and auto-retry strategies

• Complete development tasks on time with exceptional attention to quality, performance, and regulatory compliance
• Collaborate within a scrum team environment, translating product manager requirements into technical payment solutions
• Create detailed runbooks for payment processing incidents (stuck payments, reconciliation gaps, processor outages)
• Collaborate with Finance/Accounting teams to:
• Validate payment data accuracy and resolve discrepancies
• Support month-end reconciliation processes
• Investigate payment exceptions and chargebacks
• Maintain audit trails for all payment operations to support compliance requirements
• Conduct code reviews with emphasis on payment integrity and security
• Mentor junior and mid-level developers on payment processing best practices
• Troubleshoot payment issues across the full stack (UI → API → processor → bank)
• Document payment workflows, processor integrations, and reconciliation processes in Guru
• Assist with bi-weekly production deployments (occurs after hours)
• Participate in technical support ticket bashes for payment-related issues
• Keep Integrations Engineering Manager updated on payment processing metrics and barriers
• Develop comprehensive unit and integration tests for payment flows
• Contribute to code reviews and maintain high code quality standards

Core Values

• Always Growing: Likes change and enjoys finding new ways to improve their knowledge and the product. Always ready to learn quickly, helping themselves and the team grow.
• Win as a Team: Builds trust and works together by making sure everyone communicates well. Actively involved in daily work, working closely with the team, listening to their ideas, and celebrating successes together.
• Accountability Starts with Me: Notices problems and takes personal action to solve them.
• Unwavering Commitment to Customer Experience: Regularly talks to customers, taking personal responsibility to understand what they need, address concerns, and make their experience better with improved Vantaca processes.
• Innovate Boldly: We challenge the status quo and push boundaries to create meaningful change. We act with urgency and purpose, knowing that innovation drives our success.

Requirements

• 8+ years of software development experience with C#, .NET Framework, and .NET Core
• Proven experience building and maintaining payment processing systems (not just adjacent experience)
• Deep understanding of payment methods: ACH (same-day ACH, NACHA rules), credit card processing (authorization, capture, settlement), wire transfers
• Experience with payment reconciliation: matching transactions across systems, handling settlement timing differences, resolving discrepancies
• Strong understanding of payment failure handling, retry strategies, and idempotency patterns
• Experience implementing PCI DSS compliance requirements
• Advanced SQL knowledge including T-SQL, stored procedures, and query optimization
• Experience with payment processor APIs (Stripe, Authorize.net, payment gateways)
• Experience with secure credential management, tokenization, and encryption practices
• Demonstrated ability to debug complex payment issues across multiple systems
• Understanding of transactional consistency, compensation patterns, and exactly-once processing guarantees
• Experience with CI/CD pipelines (Azure Pipelines preferred) and Infrastructure as Code (Terraform)
• Strong problem-solving skills with high attention to detail (critical for financial accuracy)
• Strong technical communication skills, both written and verbal

• Experience with multiple payment processors and payment orchestration
• Knowledge of payment industry standards (ISO 20022, NACHA file formats, card network specifications)
• Experience with chargeback handling and dispute management
• Familiarity with payment fraud detection patterns
• Experience with SOC 2 compliance frameworks
• Background in FinTech, PropTech, or SaaS companies handling payment processing
• Understanding of accounting principles related to payment processing (revenue recognition, reconciliation)
• Experience with webhook-based payment status updates
• Azure cloud platform experience
• Entity Framework, Dapper, or similar ORM/micro-ORM experience
• Experience with message-based architectures for payment events (Azure Service Bus, queues, topics)
• Experience with Agile/Scrum development methodologies
• Experience with payment analytics and reporting systems

Why You Should Join Our Team

• Our eNPS is +68! (Google it, that is great).
• Benefits: Medical, Dental, and Vision kick in day one.
• Unlimited PTO (with a requirement for employees to take a minimum of one continuous week per year).
• 401K with Company Match.
• Remote Flexible - come to the office when needed.
• Great parental leave benefits.
• Named on Inc 5000 list of America’s Fastest Growing Private Companies.
• Named on Inc 5000 Vet 100 Private Companies list multiple years in a row.
• Winner of Coastal Entrepreneur Award, Technology Category.
• Active employee-led Culture Committee.
• Ongoing industry and professional development trainings available to all employees.
• Multiple leaders on the executive committee recognized as 40 under 40 recipients for contributions to business and community.
• We’re playing offense to win! Our product market fit and our world-class employees make us the leader in our space. We’re building something cool and people like it here.